This depends on your personal circumstances, like many things with Financial services there’s no “one size fits all” answer. Your income, credit history, family or other commitments will affect how much you can borrow. We will be able to give you an indication of your borrowing capabilities following our initial assessment.

Many things can affect your ability to secure a mortgage, the majority of these needn’t be barriers to reaching your financial goals, the sooner you speak to us the sooner we can get you on the pathway to owning your own home! Even if your current circumstances mean that your options are limited right now, we can help get you exactly where you need to be. Speak to us for an individually tailored plan, whatever your circumstances.

You should be looking to remortgage several months in advance of your current fixed rate deal ending. If a better rate becomes available after we have secured your new deal, we’ll adjust it for you so you can be sure you’re receiving the best and fairest advice.